Kopo Kopo Business Cash Advance
Grow your business with a cash advance based on your Lipa na M-PESA till transactions. After 60 days of transacting through your till, you may qualify for a fast-approved advance of up to 15M.
Start with a competitive first-time rate
Enjoy a 5.9% fixed interest rate on cash advances. Continue borrowing responsibly to maintain this interest rate and keep access to credit that supports your business growth.
Unlock your credit limit in just 60 days
Your first 60 days of transactions help us understand your business. We use your transaction history to determine your eligibility and the credit limit that aligns with your business
A SIMPLE FUNDING SOLUTION FOR YOUR BUSINESS
Whether you need to expand your business or increase stock, we are here to help you grow and prosper.
Choose credit terms that fit your business
Select a loan amount and repayment percentage that works for your business. Choose a repayment percentage between 10% and 50% of each incoming till payment, giving you flexibility to manage repayments while keeping funds available for your business.
Repay in a way that fits your cash flow
Choose a repayment period that works for your business, with loan terms of up to 180 days. Your repayment period is based on the loan amount and repayment percentage you select, giving you a plan that aligns with your business needs.
Your till transactions show how your business operates, helping us understand your performance and provide funding based on the activity we see in your business.
Applications are reviewed within one business day. Once approved, your funds are disbursed quickly so you can put the funds to work without delay.
Choose your repayment percentage and we will automatically deduct the agreed amount from each incoming payment, helping you stay on track while you focus on running your business.