Payment Links
Collect payments from anywhere by creating and sharing a payment link with your customers. Send payment links through WhatsApp, SMS, email, Instagram, TikTok, or anywhere else you communicate with customers. They simply open the link, enter their M-PESA phone number, and complete payment using M-PESA STK Push.
Give customers up to 7 days to pay
Unlike an instant payment prompt, Payment Links remain active for up to seven days, making them ideal for invoices, bookings, and other non-urgent payments.
Reduce payment errors
The payment amount and details are already included in every Payment Link, so customers only need to enter their M-PESA phone number to pay. This helps reduce mistakes and payments to the wrong business.
Enjoy a simple 0.55% charge
As a business owner, you will be charged 0.55% when adding money to your Kopo Kopo account. Customers making payments through Paybill will pay the applicable Safaricom Paybill Business Bouquet tariff.

Collect payments wherever your customers are
Whether you’re sending an invoice, confirming a booking, or selling through social media, Payment Links make it easy to request and collect payments remotely. Simply create a link, share it with your customer, and get notified when they pay.
payment links
Meet your customers where they are
Share Payment Links through WhatsApp, SMS, email, Instagram, TikTok or any other channel your customers use.

Get more from Kopo Kopo Payment Links
Your customers can pay from any smartphone or computer without downloading an app or creating a Kopo Kopo account.
See whether a Payment Link is active, paid or expired from the Kopo Kopo app or web app. You’ll also receive a notification as soon as your customer completes payment.
Creating and sharing Payment Links is free. You only pay the standard Lipa na M-PESA transaction fee when your customer completes a payment.